Ramit Sethi, author of 'I Will Teach You to Be Rich,' explains why most Americans struggle with money despite earning enough—and why your 'rich life' means spending guilt-free on what matters while cutting ruthlessly on what doesn't. He reveals the four key numbers that determine financial health and how couples sabotage their wealth through money taboos. People claim their children are most important yet never align their spending with stated priorities—the first step to wealth is calculating your actual numbers and reshaping them to match your values.