Why 63% of Americans live paycheck-to-paycheck while a wave of socialism looms by 2028: Presidential advisor David Friedberg reveals how government intervention inflates costs, why AI won't destroy jobs, and the framework to rebuild individual agency. From the broken education system to Social Security's $37 trillion cost to everyday Americans, Friedberg diagnoses the unaffordability crisis driving political upheaval and explains why the real American dream isn't homeownership—it's transitioning from labor to capital ownership. When government subsidizes markets without accountability, costs spiral: federal student loans enabled tuition increases of 6x administrative staff in 30 years, trapping young people in debt rather than enabling opportunity.